Paying for rehab is one of the biggest fears that people have. In fact, many of them never seek treatment because they worry about paying the bill. Thankfully, you have several addiction rehab insurance options. Insurance makes it easier than ever before to finally afford the rehab that you need.
Government Changes Make Affording Rehab Easier
The first thing that people need to know is that the government requires insurance companies to cover rehab. Before legislators made changes, insurers could choose whether or not they provided coverage. Since the changes, you have access to insurance options for rehab coverage.
Although insurers have to cover rehab, the amount of coverage still varies depending on your policy. Before you enroll in rehab, check with your insurance provider to see how much coverage your plan offers. Also, many rehab facilities can perform insurance verification for you. This service ensures that they accept your insurance before they admit you into their programs.
Addiction Rehab Insurance Options
Your insurance options depend on two factors. These are the kind of coverage that your insurer provides and the kind of insurance that the rehab center accepts. For example, just because insurers have to provide coverage for rehab doesn’t mean that they cover all treatment programs. Some of them only offer treatment for outpatient rehab, while others cover residential care.
One of the best options is to look for a not-for-profit rehab center. This type of facility tends to charge less so that insurance companies are more likely to cover the cost. This option is ideal if your policy only covers a specific dollar amount.
Covering the Remaining Cost of Rehab
In many cases, your addiction rehab insurance options won’t cover the entire cost of rehab. Typically, this happens as a result of your individual plan. Thankfully, you can cover the remaining cost in other ways.
For instance, some people turn to family and friends for donations. Others dip into their savings because paying for rehab is an investment for their future. Another option is to apply for a personal or medical loan. In addition, some rehab centers will work with you to create a payment plan.
Turn to a Not-for-Profit Rehab Center Today
When it comes to getting affordable treatment, look no further than the Gateway Foundation Joliet. What you need to know about Gateway Joliet is that we strive to provide affordable rehab for everyone. Doing so separates us from other facilities in and around Joliet, Illinois. Some of our programs include:
- Intensive Outpatient rehab
- Outpatient Treatment
- Withdrawal management
- Trauma therapy
- Group therapy
- Family counseling
Don’t let the cost of rehab keep you from getting treatment. Learn more about your addiction rehab insurance options today. Reach out to us at 815.206.8477 for more information about how we can help you.